Finance and Payment Options

At The Village Goldsmith, we offer interest free financing to help you secure your dream piece. Apply to GemVisa to qualify for a 6-month interest free payment option which allows you to pay off your balance in monthly instalments. To begin the process, simply apply online through the GemVisa website.
Custom Bespoke Payments 
If you are designing a custom piece, your initial consultations with our design and jewellery experts are at no cost and commitment free. Once you're happy with the direction of the design, a $350 non-refundable fee will be required before the team can test and refine the design. This fee will be deducted from your full purchase price if you complete and purchase the custom piece. Once you have approved the final design, we require a 50% deposit to secure any diamonds or gemstones and to progress onto the final stage of crafting your custom piece. 
Tax Free 
If you’re an overseas visitor or are planning on heading abroad, we can arrange for you to collect your Village Goldsmith engagement ring or fine jewellery piece GST free when you depart from any New Zealand international terminal. This process will allow you to remove the 15% GST from your original price. Learn more about our tax free purchases here. 
How Much Should I spend on an Engagement Ring? 
It is entirely up to you and what you can afford. Commonly it's been said that a good guide is one to three months’ salary, but this is becoming a less accepted belief. We recommend spending an amount you're comfortable with, while considering that your partner will be wearing their ring for the rest of their life. Because our team of experts design, source, and craft jewellery here in our Wellington studio, we're able to create bespoke jewellery of exceptional quality for similar prices to mass produced rings. We can work to your budget and will make sure you get the best engagement ring possible at excellent value. To learn out more about a selecting the perfect engagement ring, read our helpful engagement ring buying guide.